Initially posted at WSSMH on November 15, 2025
#housetheft, bar attorneys, corrupt judges, foreclosure home theft, foreclosure scam, Illegal Foreclosure, illegal foreclosure sales, judicial corruption, judicial weaponization, New Mexico Tyranny
Illegal Foreclosure Sales Approved by Untrained Judges
New Mexico’s Foreclosure System Has Minimally Trained Judges, Little Oversight, and NO Due Process Checks — And the Courts Just Admitted It.**
Note: AI generated portions of this summary, but were NOT SOURCED BY AI. It analyzed documents and summarized the information using input from the IPRA requests and responses submitted. We continue to seek further details on judicial training with regards to foreclosure. We will be updating this post as (if) we receive the updates. So far we have obtained little in the form of direct training as it relates to due process in foreclosure. Particularly it does not appear judges receive any training on “supervision” of foreclosure sales. Based on our experiences, and the experience of many foreclosure defendants, no evidence exists to validate foreclosure sales or “special masters deeds” in the recent past – we have not yet been able to determine if this has been common since the practice began or if it is more of a recent evolution. As time permits, we will attempt to determine when it started that foreclosure “sales” are confirmed with no actual oversight or evidence.
New Mexicans, Take Heed
If you live in New Mexico, you need to read this. If you don’t live in New Mexico, you need to read this anyway, and do some research into your own state’s courts. It is likely happening everywhere.
Through a public records request, we just confirmed something that should never happen in a constitutional democracy:
**New Mexico judges have NEVER been trained on how to supervise a foreclosure sale.
Not once. Not ever.**
And yet they are the only people legally responsible for protecting homeowners from wrongful foreclosure.
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What This Means in Plain English:
**A court decision could deprive you of your home, signed by a judge who has:
No training in foreclosure law
No training in supervising foreclosure sales
No training in reviewing Special Masters
No training in detecting fraud
No training in property title law
No training in due-process protections
No required certification
No test of competence
No required class on foreclosure procedures
NO oversight whatsoever
The State of New Mexico literally has zero curriculum, zero guidelines, and zero standards for the most powerful act a judge can take:
Taking someone’s home.
Why does due process in a foreclosure sale matter?
Armstrong v. Csurilla, 1991-NMSC-081 at paragraph 35 states: The elaborate safeguards surrounding sales by the sheriff under a writ of execution in Sections 39-5-5 through 39-5-14 were not replicated when the legislature enacted the statutes pertaining to foreclosure of judgment liens. Instead, the legislature provided simply that no “appraisal of the real estate [shall] be required.” Section 39-4-14. The reason for this difference undoubtedly lies in the fact that foreclosure sales are carried out under the supervision of a court, while execution sales are conducted simply by the sheriff, with no order of confirmation by a court required and no other occasion specified for judicial oversight.
If you read that section of the statutes you see that there are due process protections in place when a sheriff conducts a sale.
Judges accept all “findings” of a special master and accept them without question, even where no evidence is attached to his report despite its requirement by Rule 1-053. We will go into more detail on this with our subscribers. This might not be, on its own, egregious (except the fact that the rule requires evidence), if the special master were truly independent, as most people believe. I believed he was an independent arm of the court, acting as an “impartial trier of fact”, which due process requires.
The Judge is Agent for the Plaintiff!
What we discovered, however, is that the special master acts as an agent of the plaintiff, he does not draft any of the documents he signs, and, what is worse, he does not verify that any account or judgment is actually credited by a “sale”. The “sale” consists, essentially, of an email exchange between the special master and the attorney/law firm representing the servicer (not to be confused with the named plaintiff in the case, which will be thoroughly discussed in an other post). The law firm sends an email stating, “the client bids.. $XXX”, and the special master “announces” this at the sale – presumably. This is the only reason the special master even has to know the amount, because he does not draft any of the documents he signs.
A judge signs an “order confirming sale” placed in front of him by the servicer’s attorney, even where objections exist. As far as the judge is concerned, the appeals court can sort it out – another topic that will be thoroughly discussed. Voila, the servicer gets a free house with no need to prove anything! So, what am I saying? The JUDGE is an agent of the servicer. I have the proof of that. Okay, that being said, we decided to try and figure out if these judges even know what is going on in a foreclosure sale and we believe they do not, because they are not actually trained in this area.
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No Specific Training on Foreclosure Sales
We submitted IPRA requests to various official entities responsible for the training of judges including the UNM Judicial Education Center, the Administrative Office of the Courts, the New Mexico Supreme Court, and the First Judicial District Court, to determine how judges are trained in oversight of foreclosure sales as due process requires.
The request asked for:
**Any foreclosure-training materials from 2020 to now, including:
– Lessons
– Manuals
– Slides
– Courses
– Procedures
– Judge instructions
– Sale-supervision guidelines**
These entities produced:
0 pages of training on foreclosure sales.
0 pages of training on judicial oversight of sales.
0 pages of training on Special Masters.
0 pages of training on due-process requirements.
Instead, UNM produced 66 pages about paperwork, not the sale. The AOC produced slide presentations on various other topics primarily on how to stay out of trouble with the judicial commission, the Supreme Court sent a slide presentation of the Uniform Owner-Resident Relations Act (UORRA), which has nothing to do with foreclosure.
The NMSC sent little to show that judges are properly trained in foreclosure. The NMSC provided the following website, which we are still scouring to determine what kind of foreclosure training is received: https://courteducation.nmcourts.gov/ However, we believe that we have received everything responsive to the request, as the AOC sent training materials from the court education program.
When we asked for internal memoranda and communications regarding foreclosure sale training, the Supreme Court custodian stated the following: In regards to your request for communications, emails, memoranda, meeting notes, or discussion records, the Supreme Court identified three records responsive to your request, and now provides them to you as Attachment B. To the extent that your requested records that constitute internal communications between Justices and their staff or law clerks, those communications are protected by judicial deliberation privilege articulated in Pacheco, 2018-NMSC-022, ¶ 3. See § 14-2-1(N) (“Every person has a right to inspect public records of this state except: . . . N. as
otherwise provided by law.”). Interpret this statement as you wish, but training should be public information so all we can glean is that any “internal communications” as exempted have nothing to do with such training.
Judges Presumably Rely on the Statue, Rule, and Case Law (Annotations)… Or Do They?
In response to our IPRAs to the NM AOC, in addition to unrelated training, annotations to the rule on special masters was provided, along with annotations to some loosely related statutes:
NMSA 37-1-3 Notes, Written Instruments
NMSA 39-5-1 et seq. Sales Under Execution and Foreclosure
NMSA 42-6-1 Quieting Title
NMSA 55-3-101 et seq. Negotiable Instruments
NMSA 58-21A-1 Home Loan Protection
Rule 1-053 NMRA Special Master Rules of Civil Procedure
The only applicable annotations were those related to the special master rule – 1-053. None of the annotations/cases discuss foreclosure sales but several of them validate the issue that approving special master’s report without the required evidence is wrong.
Because the truth is:
**There is no training. It simply does not exist.
Not from 2020.
Not from 2010.
Not from any time in New Mexico history.**
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Think About It, New Mexico requires:
Hair stylists to be trained
Nail technicians to be trained
Real estate agents to be trained (this is also questionable, however, as you will eventually learn)
Teachers to be trained
Plumbers, electricians, and even bartenders to be trained
But the people who can legally take your home through foreclosure?
Not trained.
Not tested.
Not supervised.
And the courts have known this for years.
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This affects every homeowner.
If you or anyone you know:
Lost a home
Went through foreclosure mediation
Was evicted after a foreclosure
Is in a quiet title fight
Had a Special Master assigned
Received a Notice of Sale
Was denied a hearing
Had a judge “confirm” a foreclosure sale
Then your case was handled by a judge who had:
**No mandatory training.
No formal instructions.
No legal roadmap.
No required knowledge of foreclosure law.**
And it likely was based on fraud, and without due process!
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**This is not an accident.
This is a system failure.**
And it explains:
Why wrongful foreclosures keep happening
Why Special Masters go unchecked
Why servicers get away with fraud
Why illegal sales happened during COVID lockdowns
Why judges sign orders without reading objections
Why homeowners are arrested returning to THEIR homes
Why families lose generations of property
Why courts are rubber-stamping whatever banks file
The system has NEVER built the guardrails that keep people safe.
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Purchased a foreclosed property? You’re not necessarily safe either, because a sale conducted without due process is void. This means tens of thousands of titles are clouded for this reason alone.
Call to Action
**This is a call to action.
We need public outrage.
We need public demand.**
Here’s what EVERY New Mexican should be asking:
Who is allowing judges to take someone’s home without any training?
Why did the UNM Judicial Education Center produce nothing?
Why did the AOC provide statutes and annotations in response to a request for training materials?
Why does the Supreme Court require judges to supervise sales
but never teach them how?
How many families have lost their homes illegally?
Who benefits from keeping the system broken?
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If this outrages you — GOOD. It should.
It should outrage the legislature.
It should outrage the Attorney General.
It should outrage the press.
It should outrage every homeowner.
Because this is how people lose their homes without due process, and no one is held accountable.
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Demand Change
If you want change, let’s start here:
Share this post
Tag your legislators
Tag your county commissioners
Tag investigative journalists
Ask: “Why do New Mexico judges get to take homes without being trained?”
Demand reforms and mandatory judicial training
Demand transparency in foreclosure sales
Demand an audit of foreclosure cases from 2020–2025
Demand protections for homeowners — not servicers
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New Mexico homeowners deserve a justice system that knows how to follow the law — not one that is literally guessing.
More to come!
DISCLAIMER: We are NOT attorneys and this should not be construed as legal advice. If you require direct assistance, seek competent legal counsel (if you can find anyone willing to challenge the system. These unicorns are few and far between). Do not contact us directly for specific advice on anything posted herein. We will not respond.